Planning to get Social Security at 62? 3 reasons to wait until age 70

(Adam Levine Weinberg) The big question for Americans nearing retirement is when to apply Social Security benefits. While the US government has set the full retirement age at 67 for people born in 1960 or later, Americans can choose to receive reduced Social Security benefits as early as 62 — or wait past the full … Read more

pairing? How do you know when it’s time to combine your money

Spanish | E + | Getty Images Money may not be your top priority if you’re in love, but it does deserve some serious attention if you want a lasting relationship. A partnership that pools resources and shares expenses can be very good for the relationship and for each other’s financial well-being. However, different spending … Read more

Why Americans shouldn’t panic as the Fed raises interest rates: Finance experts

Americans should stay calm, boost their personal savings and sharply monitor their long-term fiscal plan like the Federal Reserve raises interest ratespersonal finance experts told The Post. The Federal Reserve raised its benchmark interest rate by 0.75% on Wednesday for the third consecutive month. By raising interest rates, the Fed makes it more expensive to … Read more

3 Unstoppable Investments Everyone Needs in Their Portfolio | personal financing

(Chuck Salita) With the stock market plummeting throughout most of 2022, investors are rediscovering the risks involved in investing. The unfortunate truth is that your money is there Always At risk of experiencing some kind of loss, whether invested or not. As a result, it is very important that you put parts of your money … Read more

What credit score do you need?

Terms apply to American Express benefits and offers. visit americanexpress.com To learn more. If you’re in the market for a new credit card that offers perks like higher rewards on dining and grocery shopping, a generous welcome bonus and statement credits for dining and ride-sharing services, look no further. The American Express® Gold Card. New … Read more

Cash Advance vs Payday Loan Apps: Which is Better? | Smart Change: Personal Finance

Annie Millerbrand If you were asked to photograph a lender on payday, you might think of a storefront in a strip mall with green dollar signs and neon slogans like “daily payday.” You probably wouldn’t imagine a mobile app advertising on TikTok and showing a colorful logo. But Cash Advance Applications Like Earnin and Dave … Read more

Better Buy: Tesla Stock or Nasdaq Fund? | Smart Change: Personal Finance

(Mark Blank) after, after Tesla‘s (NASDAQ: TSLA) A recent 3-for-1 stock split, you might be wondering if now is the perfect time to buy Elon Musk’s dynamic electric vehicle (EV). The split was not beneficial to the stock; Its price has fallen by almost 10% since its entry into force. But this drop likely has … Read more